Your Quick Guide to Bad Credit Mobile Phones


Do you want to own the latest handset but can’t get a phone contract because of bad credit? If major providers have rejected you, you probably don’t want to apply again. Good thing there are bad credit mobile phones.

If you have bad credit and you want to get hooked with a suitable phone contract, bad credit phone deals are the way to go. But before you close any deal, it pays to know the pros and cons of the phone deal. Here’s a quick guide to help you make the best decision:

What are bad credit phones?

Bad credit mobile phones, as the name suggests, are deals specifically offered for people with bad credit issues. These types of deals do not require any credit check hence the approval is faster and easier. In fact, most providers are now guaranteeing same day approval provided that you meet the basic requirements and you can provide proof of your financial capability.

Just like traditional phone contracts, bad credit phone deals let you choose a handset, which may include the latest releases from your favorite brands, and a phone bundle to meet your call, text and data needs. You’ll also pay a fixed monthly fee typically for 24 months to cover for your handset and phone service costs.

Unlike traditional phone contracts, however, the fixed monthly fee may be more expensive than if you have credit. Because lenders are taking higher risks by offering customers with bad credit a phone deal, they compensate for the risks by upping the charges and fees.

Why choose a bad credit phone?

If you’re thinking of getting a bad credit phone, here are some of the advantages you can expect:

Fast processing – Bad credit phones are super fast to avail. Some providers are now promising same day approval. If you’re of legal age, a UK resident and has proof of steady income, you can almost always expect to get approved within the same day you applied for a bad credit phone. To know more about such deals, go to PhonesWorld.

No credit check – The best thing about bad credit phones is the no credit check rule. This means no more worries about your bad credit score getting in the way of your approval.


Why not choose a bad credit phone?

Though easy to avail and perfect for people with bad credit, this type of deals are not always the best option. Here are some disadvantages to think about before you sign any deal:

Limited handset selection – While some providers may offer the latest handsets, you won’t always be eligible to choose one. Your eligibility will depend on a number of factors including your income and credit score.

Can be expensive – Bad credit phones may be more expensive than the usual price too. Considering your bad credit score, providers may up their fees and charges to compensate for the risks hence the higher monthly fees for phone contract deals.

Is a bad credit phone for you?

Bad credit phones while accessible are only recommended as a last resort. Rather than immediately sign up for a bad credit phone deal, you may want to check other alternatives first. Sim only deals, for example, are cheaper and easier to get approved for even if you have bad credit.


iPhone 6 vs iPhone 6 Plus


If you’ve always been an iPhone user and you’re thinking of upgrading your iPhone 5S, this guide will help you decide which is better, iPhone 6 or iPhone 6 Plus?


Let’s look at the design first. Like older iPhones, the iPhone 6 and iPhone 6 Plus boast the brand’s signature classy and luxurious look but this time better with its curved aluminum build. At first glance, the two phones look pretty identical only that the other is bigger and has different dimensions. The iPhone 6 Plus obviously is thicker, bigger and wider.

Screen Size

The iPhone 6 and iPhone 6 Plus are Apple’s first venture to bigger screen phones. The iPhone 6 features a 4.7-inch screen it retina display while the 6 Plus features a 5.5-inch screen. If you want a bigger screen then the choices is pretty obvious. The 6 Plus is Apple’s offering for the phablet-loving customers. The fact that it has a bigger screen also ensures that you have more room for browsing plus quality is pretty impressive all in all. Though smaller in display screen, the iPhone 6 is still a pretty good bet especially if you’re comfortable with something more compact.


Both iPhones run on the iOS 8.4, which you can soon upgrade to iOS 9. In terms of performance and user interface experience, it will be pretty similar in both iPhones except for the landscape mode available only with iPhone 6 Plus.


Both phones feature an 8MP camera and two tone flash. There’s really not much difference except for the OIS feature for the iPhone 6 Plus. If the camera feature is a priority for you, you can never go wrong with any of the two choices. Apple has always offered the best phone cameras in the market. Not only are the cameras user-friendly but the quality of images are often superior than its rivals. If you really want a better camera though, the 6 Plus is your best bet. With its OIS feature, you never have to worry about blurs, as the OIS will fix that for you.


As for the battery life, the iPhone 6 Plus obviously has longer battery life with its 2,915 mAh battery while the iPhone 6 features a 1,810 mAh battery. You can browse on your iPhone 6 for 11 hours nonstop and 12 hours nonstop on your iPhone 6 Plus.


Best Smartphones from Different Brands for 2015


It used to be that Apple was a go to brand if you’re looking for the best high-end phone in the market. That’s no longer the case in recent years. With other brands such as Samsung, LG and HTC stepping up their game, the choices for the best smartphones in the market are more diverse than ever. Whether you’re buying a new phone or looking to upgrade, here are the best smartphones from different brands available today:

Samsung Galaxy S6

Bigger and faster, the new flagship phone from Samsung is a worthy investment. In fact, the Samsung Galaxy S6 may be better than the iPhone at least if you’re going to look at performance and battery life. It has a more powerful battery and three times more RAM than the iPhone 6. With its wireless charging capability and much improved fingerprint scanner, its no surprise why the Galaxy S6 has mostly received rave reviews from both experts and users alike.

iPhone 6

If you’ve always been an iPhone user and wouldn’t want to change that, the iPhone 6 is the best iPhone Apple has created thus far. It boasts a sleeker look and a slicker build complete with all the bells and whistles. If you’re thinking of an upgrade from iPhone 5S to iPhone 6, this should be a no brainer decision. Go for it and experience a range of improvements and enhancements from display to performance, camera and battery life among other things.

Sony Xperia Z3 Compact

At a much lower price than its bigger version, the Sony Xperia Z3 Compact is well suited for those who want their smartphones smaller without sacrificing quality or performance. With a price tag of £349, the compact version of the Xperia Z3 offers great value for your money. The phone basically offers everything you’ll find in the bigger version. From the good display to high res audio and PS4 remote play, the handy phone has it all. It’s one of the best choices especially if you’re looking for something more budget-friendly.


After the impressive success of the LG G3, LG continues to surprise its steadily growing following with its latest release, the LG G4. While not exactly very different from the G3, the LG G4 boasts an impressive set of improvements. From its processor to design and then the camera, the smartphone is bound to be a sure hit with LG users and some who are looking for a change. The new LG has a leather back which gives the phone a more luxurious feel.

HTC One M9

Another Android phone that’s been creating the loudest buzz in the Android market is the HTC One M9. Combining just the right blend of design and quality build, this offering from HTC has been giving Samsung and other top brands a run for their money. It features a powerful processor, the Snapdragon 810 and offers more memory making it an attractive upgrade if you’re using the HTC One M8. Price tag for the M9 is currently at £579.

OnePlus 2

If you’re looking for the cheapest handset without sacrificing quality or performance, you’ve got a winner with OnePlus 2. Priced only at £239 for the 16GB option and £289 for the 64GB option, the OnePlus 2 offers great value for your money. While not exactly packed with impressive features, the phone offers a good set of features including dual SIM, 4G connectivity and some excellent hardware. With its price almost half of other high-end options, the OnePlus 2 is definitely a bargain.


7 of the Best Budget Smartphones of 2015


Are you looking for a budget-friendly phone below £200? You came to the right place. We got you covered with this list of the best budget-friendly phones available in the market today:

Motorola Moto E 4G

For only £109, this new phone offering from Motorola has all the basic features and more. If you’re looking to upgrade from the old Moto E, go for it. While you’re at it, you may want to pay the additional £20 to enjoy 4G LTE connectivity.

Smart Ultra 6

Just a little more expensive than the Moto E offering, this Smart Ultra 6 phone from Vodafone is one of the best budget-friendly phones available only for £125. Compared with similar phones in the market, this is simply better in terms of performance and its set of hardware particularly the camera and display.

Smart Prime

If you’re really on a tight budget, there’s another Vodafone option you’d want to check out. For only £79, the Smart Prime 6 may not be as impressive as the Smart Ultra 6 but it still has a set of decent features. For its super low price, it’s a good bet to settle for now.

Motorola Moto G 2014

Featuring a set of excellent improvements, the Motorola Moto G 2014 is a great value investment you should go for. It costs £145, more expensive than some options in the list, but you can expect better performance, camera and audio. There’s just one slight downside. It’s not 4G capable so that’s something you should think about first.

Microsoft Lumia 640

Another great bet to look into is the Microsoft Lumia 640. For only £129, he phone is available as a pay as you go deal. If you’re looking to switch to a Windows phone or upgrade your old Lumia 630, this one is a worthy buy. It’s cheaper than some options including the Moto G, which has pretty similar features as the Lumia 640.

Microsoft Lumia 535

Another Windows phone that’s sure to perfectly fit with your tight budget is the Microsoft Lumia 535. The suggested retail price is only £99 and that’s already including VAT. The phone may not be as advanced as the Lumia 640 but it also has the basic features you’ll need to get things done.

Microsoft Lumia 435

If you’re looking for the cheapest available phone in the market today, you can never go wrong with the Microsoft Lumia 435. For only £49.99 pus £10 top up, this PAYG deal from EE is a great value investment for those with a tight budget. This phone does not promise impressive features or performance but it’s good enough for light users.


HTC One M9 vs. iPhone 6


Following the phenomenal success of the HTC One M8, the brand continues to take the competition by surprise with another winner. Since the launch of the HTC One M9, the phone has been widely talked about. It has garnered rave reviews making some of us think that HTC may just give Apple a run for its money.

If you’re an avid iPhone user, there’s no question that iPhone 6 is the next best option. In fact, the phone is the best phone Apple has created yet. If you’re looking for an Android alternative, however, you might want to consider HTC One M9. It’s considered as HTC’s best Android offering at the moment.

Both phones feature aluminum casing with the One M9 thicker and heavier than the iPhone 6. Either way, the hefty price tags make the metal design worth it. In terms of the overall look, however, the iPhone 6 may be sleeker with its smoother edges and thinner dimension while the HTC One M9 is a bit chunky with a lot of curves.

As for the screen size, the HTC One M9 has a bigger one with 5-inch while the iPhone 6 has 4.7-inch. The storage for One M9 is only 32GB but it is expandable with a microSD while the iPhone has three options, which include 16, 64 and 128GB.

iPhone 6 runs on iOS 8.4 and can be upgraded to iOS 9 once it comes out this month while One M9 runs on the latest Android 5.0 Lollipop with HTC’s Sense 7. Like other Android phones, HTC offers a wider range of customization options as opposed to iPhone’s more restricted iOS. You’ll also have access to more apps if you go for the HTC One M9 offering.

In any case, the choice between the One M9 and iPhone 6 really boils down to preference. If you’re used to Apple’s iOS, upgrading to the iPhone 6 makes perfect sense. If you’re looking for a refreshing change, however, go for the One M9.


iPhone 6 vs. Samsung Galaxy S6


There’s no denying the fact that two of the biggest and hottest smartphones available in the market today are the iPhone 6 from Apple and Samsung Galaxy S6 from Samsung. Both are flagship phones with iPhone running on iOS and Samsung running on Android. Dubbed as two of the best of the best in the market, how exactly do you choose which one to buy?

If you’re struck in a rut and you can’t choose between iPhone 6 and Samsung Galaxy S6, here’s a side-by-side comparison to help you nail your choice from the get go:


In terms of design, both phones feature a sleek and classy metal and glass look. The Galaxy S6 has an aluminum unibody and glass panel while the iPhone 6 has an anodized aluminum back. Both feature the same thickness of 6.9mm. As for the weight, the Galaxy S6 is a bit heavier than the iPhone 6. In any case, both phones show off a luxurious design that matches their hefty price tags.

Screen Size

One of the most obvious differences between the two smartphones is the screen size. The Galaxy S6 features a 5.1-inch screen, a sure winner with those who prefer a phablet-type phone. iPhone, on one hand, is a bit smaller with a 4.7-inch screen. The iPhone 6 is Apple’s first venture into the bigger screen phone arena and it looks like the move is paying off.


If we’re going to talk about performance then the one thing we need to look at is the processor. For the Samsung Galaxy S6, the processor is the Snapdragon 810 with 64-bit Exynos 7420 chip and 3GB Ram. The iPhone 6, on one hand, is equipped with Apple’s A8 64-bit dual core processor and 1 GB Ram. With Samsung having three times more of the Ram than iPhone, the former promises faster performance.


In terms of storage, iPhone 6 has options of 16GB, 64GB and 128GB while Samsung starts from 32GB to 64GB and 128GB. Both smartphones do not have micro SD card support.


When choosing between two impressive phones such as the iPhone 6 and Galaxy S6, it usually boils down to preference. Either you prefer Android or iOS. The Galaxy S6 runs on Android Lollipop with its very own TouchWiz user interface. iPhone, on one hand, runs on iOS 8.4 which you can soon upgrade to the upcoming iOS 9.


For people who love their selfies, both the Galaxy S6 and iPhone 6 offer impressive and more improved cameras. The Galaxy S6 has a 16-megapixel rear camera and 5-megapixel front camera while the iPhone 6 has an 8-megapixel camera with dual LED flash.


With users constantly on their smartphones, Samsung and Apple made huge improvements with their batteries. The Samsung S6, for example, up its game with a powerful 2550 mAh battery, which you can also charge wirelessly. iPhone, on one hand, is not as generous with a 1810 mAh battery. Either way, both phones are made for long lasting usage.


Of course we cannot forget about the price tags. Good news for Samsung users, the Galaxy S6 has dropped its price from £559 to £449 while the iPhone currently sells between £539 and £699 depending on the amount of storage you opt for.

The Bottom Line

Considering the differences between the two phones, you can see that each choice has its set of pros and cons. If you’re down to making a choice whether you’re upgrading or thinking of switching it up, it really boils down to preference and of course budget.